Called

When you live your life intending to live your specific purpose it will feel effortless. God will never give you anything half done, but WELL DONE! Pay attention to the good things and ask God to reveal if he wants to ‘send’ you the God things!

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What’s Your Body Type?

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3 John 1:2  Beloved, I pray that in all respects you may prosper and be in good health, just as your soul prospers. 

It is important as a woman that we know the basic understanding of our bodies. We are all built differently and require different types of clothing, exercise and even foods to help maximize our bodies strengths. Once you have a general understanding of what you have and how to make it work for you,  the beauty of who you are can shine forth and allow you to to excel even more in your daily lives.

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Can I borrow $20? The Golden Rules of Loaning Money!

You received the phone call everyone dreads – and you know why the caller is calling you. You answer the phone with a gloomy voice – “Hello.”

In your mind, you know what is coming next . . .

“Can I borrow twenty dollars?”

So what do you do? There are certain rules you must follow before lending your hard earned cash.

Only Give What You Can Afford

Before signing that check, ask yourself, can I live without this amount? Will my finances suffer if I am not paid back timely or never paid back at all? If you need the money to pay your bills, it is not a good idea to give your money away. Only loan what you can afford to live without. Even better, if someone asks you for cash, let he or she know, while you are not in a position to loan the entire amount, you are able to provide a smaller amount to help.  This way, you eliminate the possibility of ill feelings due to the lack of repayment.

Get It In Writing

If you decide you are comfortable with lending your money to someone, it may be a good idea to have a brief discussion beforehand and record the terms of the agreement utilizing a promissory note. A promissory note documents the payment terms, amount due, interest rate and other details of the loan and should be signed by both parties. Although a bit formal, it serves as a reminder in case the borrower suffers from amnesia later on, you will have strong evidence the debt does exist.

Don’t be a Stalker! Let It Go!

Listen, at one point or another, you simply have to let it go. It makes no sense to discuss lack of payment ten years later at the family reunion. Or even monitor your borrower’s every purchase, whispering to yourself, “The money used for that new handbag could have repaid my debt!” Even the credit bureaus drop bad debts after seven years! If you are caught on the bad end of the stick, learn from your experience and commit to make wiser choices going forward.

Jason Wilson can attest to forgiving bad debts. “I remember it like it was yesterday,” he says. He loaned money to someone, whom he wishes not to disclose, and has yet to be repaid. After countless attempts to retrieve his funds, he made a sound decision to let it go and move on.  “But, this person knows he or she is not able to borrow from me again,” he laughs.

More importantly, don’t fret or fume if someone owes you a buck or two, consider it a blessing to be in a financial position to help others. And besides, you never know – you may need the financial assistance of others in the future.

Handling Life’s Problems

As we go through this thing called life, there are bound to be some ups and downs. I was once told, when problems bring you down you have to get back up because when another problem presents itself, it is hard to fight on your back. In order to be successful and continue on your journey, you must master the handling of disappointments in your life. Continue reading

The Spider and the Web

Sometimes, we get so busy asking God to help us to knock down the spider web and everyday whether we realize it or not, he does! You will find that in some way he will present you with a broom that you can successfully swing at the web and destroy it. Then, you are satisfied and happy that God answered your prayer. You wake up the next day and the spider has yet again made another web and you ask God again to help you to knock that one down as well.  God being God sends you a broom to knock it down again. This goes on for days, months, and for some of us years…

But did you ever stop to think, maybe it’s time to stop asking God to help you knock down the webs but instead ask him to help you kill the spider? Continue reading

Using credit wisely: The taboo conversation your parents never had!

Many of us, while growing up, had discussions with our parents about the dangers of drugs. And, despite how uncomfortable it might have been for both you and your parents, it’s quite likely that you also had “the talk” about sex. Our parents regularly urged us to stay in school or to pick our friends wisely. But, how many us had a heart-to-heart talk about credit cards.

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See it with Your Eyes Closed

Sometimes, it is not enough to simply pray for our petitions.  We have to take the time out to not only speak it, but also more importantly see it!  So, how do you really see it when you are studying for an exam but do not know the answers?  Or the doctor’s report is something you have not hoped for?  Or your child is not quite making the grades? Continue reading

Check Up !


1 Timothy 4:7-8 

But have nothing to do with worldly fables fit only for old women. On the other hand, discipline yourself for the purpose of godliness; for bodily discipline is only of little profit, but godliness is profitable for all things, since it holds promise for the present life and also for the life to come

Your body is special. God made no mistakes when he created you. I know going to the doctor can be daunting and down right scary at times. God has blessed many people with the gift of medicine and caring for others. These people are here to help you to maintain your body the way God designed it. Every so often you need to go to the doctor to get a check up for your physical health but you also need to go to God for a spiritual check up as well. Apart of taking care of your body in the physical is taking care of your body in the spirit realm as well. Check ups can have different meanings. When going to the doctor for a check up its only half of the process. The other half is checking up meaning looking up to the most high God high in the heavens for guidance not only in health issues but for life issues as well.

Sometimes, a spiritual check up can change the outcome of your life. It’s all about allowing God do what he does best and that’s to listen and love us. When you are able to successfully do both you will see God do things that you have never imagined.

Squeeze the Most Out of your Paycheck!

At payday, many of us begin budgeting from our net pay. We often neglect to consider how we can make adjustments to increase our take home pay or even review what is actually being deducted. As a result, we may settle for certain taxes, deductions, and other payments which may not benefit us at all.

Do you know you can increase your take home pay by making necessary adjustments to your tax withholding? Continue reading